Time-demand optional deposit is defined as one that does not have a definite term with the minimum amount of 50 RMB yuan in the account; that depositors can make deposits or withdrawals at any time without subject to amount limits after you are issued a deposit certificate or deposit passbook by the savings office. The certificate of deposit has two kinds: registered or unregistered. The unregistered certificate can't be reported loss. The西藏癫痫病医院正规吗 passbook must be registered. The registered certificate or passbook can be reported loss.
Time-demand optional deposit is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients' financial asset managements. Such deposit boasts the flexibility of withdrawal at any time as a savings deposit, and also enjoys a p治疗癫痫要注意什么referential interest rate approaching that for time deposit.
Aside from the functions of deposit and withdrawal, a current passbook deposit account also has the following functions:
1.To apply for supportive electronic debit card with which you may handle such banking services as withdrawals and transfer on an ATM, and consumption at the specially engaged shops;
2.To handle sal贵阳哪医院治癫痫好ary payment service on agency;
3.To apply for telephone banking service;
4.To make an automatic banking.
A client with a current passbook deposit account may handle the deposit or the withdrawal at any savings office with the passbook. 客户只要开立活期储蓄存款账户，便可以持存折在任一银行储蓄网点办理存取款业务。
IV. Procedures for Account Opening
1.A passbook may be issued to you and a debit card may be applied for at the same time at any savings office after you fill out a deposit slip and deposit a certain amount of cash (RMB 1 yuan at least).<治癫痫医院哪家最好/p>
2.At the time of account opening, the client may choose the method of withdrawal by password. If the method of withdrawal password is chosen, the client shall put on the spot a six-digit password into your savings account. The password is put in through the password processor on the counter and is unknown to any other person including the teller of the bank. The password is the key with which you may make withdrawals and you must keep it in mind and not leak it to others.